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ReceiptMakerNZ payment receipts · GST split · IRD-cited
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Proof of payment, with the GST split out

Fill in who paid and what for, and print a clean numbered receipt that shows the total received, the GST inside it and what is left. Your details are remembered, so the next one takes ten seconds.

GST split at 15%, both figures shown Auto-numbered Prints to A5 or PDF

SOURCE·IRD tax-invoice requirements·REVIEWED JUL 2026

GST
The GST split GST-INCLUSIVE · 15%
$0.00 GST included in this payment
Total received (GST inclusive)$0.00
Amount excluding GST$0.00

SOURCE·IRD tax-invoice requirements·REVIEWED JUL 2026

Your business name

12 Queen Street, Auckland

GST number: 123-456-789

RECEIPTRCT-0001
Amount received
$115.00
Includes GST of $15.00 at 15%  ·  $100.00 excluding GST
Received fromSarah Mills
DateExample preview
Payment methodBank transfer
ForDeposit — kitchen rewire
Example preview — fill the form beside this to replace every line.

A receipt proves payment. An invoice asks for it.

A receipt proves it was paid. An invoice is what asks for it. That one sentence is the distinction people get wrong most often, and it is the reason a receipt cannot simply be an invoice with the word changed. An invoice is issued before money moves and creates the obligation. A receipt is issued after, and discharges it. If what you need is the asking document, the GST tax invoice generator is the tool for that job; this one is for the confirmation that follows.

A receipt from this maker records who received the money, who paid it, the date, the amount, what it was for and how it was paid — and, if you are GST registered, your GST number and the GST contained in the amount. That last line is the one that does the work: it lets a registered buyer see the tax they paid, and it lets you separate income from the portion you are holding for Inland Revenue.

WORKED EXAMPLE · $115.00 RECEIVED · GST-REGISTERED SELLER

Total received (GST inclusive)
$115.00
GST included at 15%
$15.00
Amount excluding GST — your income
$100.00

SOURCE·IRD tax-invoice requirements·REVIEWED JUL 2026

The split does not change what the customer paid. $115 is still $115; the receipt just says which $15 of it was never yours. For supplies over $200 to a GST-registered buyer, taxable supply information — a tax invoice — is the document IRD expects rather than a plain receipt, so issue both if the sale is large and the buyer is registered.

How this receipt splits the GST

  1. You enter the amount that actually arrived in your account or till. On a GST-registered sale that figure already contains the GST — nothing is added on top.
  2. The GST-inclusive total is divided by 23 and multiplied by 3. That is the 15% rate expressed as a fraction of the inclusive price (15/115 = 3/23), which is why the shortcut works on any amount.
  3. The GST component is subtracted from the total to give the GST-exclusive amount — the part that is actually your income.
  4. All three figures print on the receipt, so the payer can see what they paid and what portion of it was tax.
  5. Switch GST off and no GST line is calculated or printed. Showing GST on a receipt when you are not registered is not a formatting choice.
GST rate                 15%  (New Zealand, since 1 Oct 2010)

GST included  =  total inclusive ÷ 23 × 3
Excluding GST =  total inclusive − GST included

$115.00 ÷ 23 × 3   =  $15.00   GST
$115.00 − $15.00   =  $100.00  excluding GST

The IRD pages these figures come from →

GST included in common amounts

Every figure below is the same arithmetic the maker runs, at the 15% New Zealand rate. Read the left column as the amount that arrived.

GST RATE 15% · NEW ZEALAND · REVIEWED JUL 2026
Amount receivedGST includedExcluding GST
$20.00$2.61$17.39
$50.00$6.52$43.48
$100.00$13.04$86.96
$115.00$15.00$100.00
$200.00$26.09$173.91
$250.00$32.61$217.39
$500.00$65.22$434.78
$1,000.00$130.43$869.57
$2,500.00$326.09$2,173.91

SOURCE·IRD tax-invoice requirements·REVIEWED JUL 2026

Receipts: small document, real consequences

A receipt is the humblest piece of business paperwork and the one most often skipped — usually with a shrug and "the bank statement shows it". A bank statement shows that money moved. A receipt shows what it was for, and that difference is exactly what matters in a deposit dispute, a warranty claim, an expense report or a tax review.

For cash it is not optional. Cash leaves no trail of its own, so the receipt is the only record either side has. Number them sequentially, keep your copy, and a market stall or cash job becomes as auditable as a bank transfer.

Receipt questions, answered

When do I have to give a receipt?
Whenever a customer asks for one, giving proof of payment is basic good practice, and for cash payments it protects both sides. If you are GST registered and the sale is over $200, the buyer needs taxable supply information (a tax invoice) to claim the GST — a simple receipt covers smaller amounts and non-GST situations.
What must a receipt include?
Who received the money, who paid it, the date, the amount, what it was for and how it was paid. If you are GST registered, include your GST number and the GST portion of the amount — the maker works it out automatically at 15% when you switch GST on.
What is the difference between a receipt and an invoice?
An invoice asks for payment; a receipt confirms it happened. An invoice is issued before money moves, a receipt after. If you need the asking document, use the invoice generator in this network — the two are designed to pair.
How is the GST worked out?
The receipt shows the GST contained in the amount received: total ÷ 23 × 3 at the 15% New Zealand rate. A $115 payment therefore shows $15 of GST. If you are not GST registered, switch GST off and no GST line appears — charging GST while unregistered is not allowed.
Does the GST split change the total?
No. The split is a way of reading one number, not three separate amounts. $115 received is $100 excluding GST plus $15 of GST — the customer still paid $115, and $15 of it is the portion you are holding for Inland Revenue rather than earning.
Can I save or print it?
Click Print / save PDF and your browser's print dialog produces a clean A5 receipt — choose 'Save as PDF' for a file or print it directly. 'Next receipt' keeps your business details and bumps the number so a busy market-stall day takes seconds per sale.
Is my data uploaded anywhere?
No. Everything runs in your browser and saves to local storage on your own device. There is no account and no server database.

Where these figures come from

Every number this tool uses, with the official source and the date it applies from. If a figure here is out of date, the source link is the one to trust.